Further Government economic response – The JobKeeper Payment, 30 March 2020

A Self-Managed Super Fund (SMSF) costs money before it has any of its own. For starters, you will need a trust deed, possibly a company to register, and advice along the way. So, who pays the initial costs: you or the fund? The ATO says either. You can pay for SMSF...

Pre-retirees and retirees often want to help their children get ahead, but they also need confidence that their own retirement lifestyle, healthcare needs and future aged care costs won't be compromised.   How to support the next generation while protecting your...

Artificial intelligence (AI) has quietly moved from buzzword to backbone in financial services. Whether you notice it or not, AI is already shaping how your super fund flags unusual activity, how your bank detects fraud, manages risk, and interacts with customers and...

A redundancy notice rarely arrives at a convenient time. But the financial decisions made in the first few weeks, such as what to do with the payout, whether to touch super, how to bridge the income gap, often matter more than the redundancy itself. Here are a few...

Most of us left school knowing how to calculate the area of a triangle. Very few of us left school knowing how superannuation compounding works, how to read a credit card statement, or what a reasonable emergency fund looks like. That gap has consequences. Research...